Gift Card Offer Terms & Conditions

Last updated: 6 November 2026

No purchase required. You earn the gift card by attending your no-obligation call with a licensed adviser and meeting these terms, including the ID check in section 7. You do not need to apply for or take out a policy, or buy anything.

These terms apply to bookings made on or after 6 November 2026. If you booked before that date, the terms published when you booked apply to your claim.

Key conditions:

• You must be aged 18 to 64 when you book, and meet the residency criteria in section 2.
• One gift card per person, and one per household in each release.
• You must attend the whole call (section 3).
• You show us current photo ID on a short video call before we send the gift card (section 7).
• We email the gift card within 60 days of the call you attended.

From time to time, Safety Nest runs a promotional offer where you can receive a digital gift card as a thank you for attending a no-obligation call with a licensed adviser. These terms set out how that offer works. By claiming the offer, you agree to these terms.

The offer is made by Safety Nest Pty Ltd (ABN 62 679 381 545), a Corporate Authorised Representative (No. 001311268) of Australian Mortgage & Financial Advisers Pty Ltd (AFSL 389206, ABN 26 088 464 939) (Safety Nest, we, us). These terms operate alongside our Terms & Conditions and Privacy Policy.

1. The offer

If you book through a Safety Nest page that displays the gift card offer, and you then attend your call as set out in section 3 and complete the ID check in section 7, we will email you a digital gift card.

The offer runs in releases. Each release is open for a set period, is made available only to the people we invite to it or to visitors of a page displaying it at the time, and closes at the end of that period or earlier.

Each release has one gift card amount. Every page and invitation in a release shows the same amount (for example $50 or $100), and that is the amount everyone who books under that release receives. We never run two amounts in the same release. We do not run releases with different amounts on the same page or to the same audience at the same time, and which release you see is never decided at random. A later release may have a different amount. If, through an error, you were shown a different amount when you booked, you receive the amount shown to you.

When a release closes, the pages stop displaying the offer and no new claims arise under it. Closing a release does not affect you if you had already booked your call while the offer was displayed to you: attend your call as set out in section 3, complete the ID check in section 7, and we will send your gift card.

The gift card is a Prezzee Smart eGift Card, a digital gift card issued by Prezzee. It can be swapped for gift cards at participating retailers. The retailers available, and the number of them, are determined by Prezzee and change from time to time, and your use of the card is subject to Prezzee's own terms. It is delivered by email. No physical card is sent.

If the Prezzee Smart eGift Card is unavailable at the time we send it, we may substitute a digital gift card of the same value from another issuer.

2. Who is eligible

To be eligible you must:

• be aged 18 to 64 at the time you book (people aged 65 or over are not eligible for this offer);
• live in Australia and be one of the following: an Australian citizen; an Australian permanent resident; a New Zealand citizen; the holder of a temporary visa (including a bridging visa) who has applied for Australian permanent residency; or the holder of a subclass 482, 494, 491, 489, 188, 820, 173 or 884 visa who intends to apply for it. Otherwise, holders of student, working holiday and visitor visas are not eligible;
• book through a Safety Nest page that displays the gift card offer, while the offer is shown to you on that page;
• where the release was offered to you by invitation, be the person we sent that invitation to, and book using the contact details we sent it to;
• provide accurate contact details, including a valid email address, that belong to you;
• have someone who depends on your income, or debts of $50,000 or more (not counting HELP or HECS), or tell us your household income is more than $200,000. If you prefer not to tell us your income, we cannot confirm this condition;
• answer the eligibility questions truthfully; and
• be the person who attends the call, and complete the ID check in section 7.

The residency criteria above are the groups our panel insurers generally accept under their published rules. Some insurers consider other cases one by one, but we cannot confirm eligibility for those in advance, so this offer is limited to the groups above.

You confirm your answers are true and correct when you submit the form. If an answer turns out not to be true, section 7 applies.

Invitations are personal to you. Some releases are offered only to people who have previously contacted us and whose details we already hold. Where we invite you to a release by email or message, that invitation, and any link in it, is for you. It is not transferable, and it should not be forwarded, shared, posted or passed on.

We check bookings made under an invitation release against our invitation list before your call, and if there is a problem we will tell you before your call rather than after it.

A person who books using a link that was not sent to them is not eligible for a gift card under that release. If that is you and you did not know, tell us: we may, acting reasonably, honour the claim anyway or invite you to a future release. You are of course still welcome to the call itself.

The offer is limited to one gift card per person, no matter how many enquiries you make or pages you enquire through, and to one gift card per household in each release. By household we mean the people who live together at the same residential address. If two people in the same household book under the same release, the first call attended earns the gift card, and we will tell the second person before their call.

If more than one person in your household would like to talk to us, they are very welcome to book and we will gladly speak with each of them properly. Only one gift card is available between you.

The offer is not available to Safety Nest personnel or their immediate families, is not available in conjunction with any other offer, and does not apply to appointments arranged other than through a page displaying the offer.

3. How to earn the gift card

There are four steps:

1. Answer the questions. Answer the eligibility questions and leave your details on a page displaying the offer. This step alone does not book anything and does not earn the gift card.
2. Book your time. Pick a time on the booking page.
3. Attend the call. Join (or answer) the call within 10 minutes of your booked time and stay until the call ends. A call usually takes about 30 minutes.
4. Show your ID. Complete the short ID check in section 7 when we ask.

Attending, and then completing the ID check in section 7, is what earns the gift card. It does not depend on what you decide on the call, on agreeing to further contact, or on taking out or applying for any product.

If you need to reschedule, that is fine. The rescheduled call counts as your call for these terms. A missed appointment does not earn the gift card, and nor does a call you leave before it ends.

If the call does not go ahead, or is cut short, because of something on our side (for example the adviser is unavailable, runs late or has a technical problem), you can rebook, and the rebooked call counts as your call for these terms. If you tell the adviser early on that you would rather not go through your life insurance after all, the adviser ends the call and it counts as attended.

Rescheduling is meant to help you find a time that works, not to hold a claim open indefinitely. If you have still not attended a call within 60 days after the release you booked under has closed, or after three missed appointments, we may treat the claim as lapsed under section 7. We will contact you before we do.

4. No purchase required

You do not need to take out a policy, apply for one, or buy anything to receive the gift card. The call is no obligation, and once you have met these terms the gift card is yours whether or not you go ahead with anything afterwards. The gift card is a thank you for your time. It is not payment for, or conditional on, acquiring any financial product.

5. Delivery

We email the gift card to the email address you provided when you booked, within 60 days of the call you attended, as long as you complete the ID check within 14 days of our asking. If it has not arrived within that time, check your spam or junk folder first, then contact us at info@safetynest.com.au and we will sort it out. We are not responsible for delivery failures caused by an incorrect email address or your email provider's filtering, but we will re-send the gift card where we reasonably can.

6. The gift card itself

The gift card is issued by a third party and your use of it is governed by the issuer's terms, including any expiry date and redemption conditions, which are provided with the card. The gift card is not transferable for value, cannot be exchanged for cash, and any unused balance is subject to the issuer's terms. Once the gift card has been delivered to your email address, you are responsible for keeping it secure. We are not responsible for a gift card that is used by someone else after delivery.

7. Fair use and our discretion

We may decline to provide, or may cancel, a gift card where we reasonably believe:

• the eligibility requirements in section 2 have not been met;
• the same person has claimed, or attempted to claim, more than one gift card, including by using different names or contact details;
• more than one gift card has been claimed, or attempted, by people living at the same residential address in the same release;
• the booking was made using false or someone else's details;
• the offer was accessed other than through a page displaying it to you while it was open, for example through a link that was shared, forwarded or circulated, whether during a release or after it had closed;
• the booking cannot be matched to an invitation we sent you, where the release was offered by invitation;
• the contact details used to book are not genuinely yours, are temporary or disposable, or were created to make a further claim;
• no call has been attended within 60 days after the release closed, or three or more appointments have been missed, and we have contacted you about it; or
• there has been fraud, or abuse of the offer such as multiple or fake identities.

We check early where we can. Where we are able to see before your call that you are not eligible, we will tell you before the call rather than let you sit a 30-minute appointment and decline you afterwards. If it only becomes clear on the call that you are outside section 2, the adviser will tell you then and end the call. You will not be asked to sit through it. The ID check is the exception: it comes after your call, and only people who attended need it.

Verification. Before we issue a gift card we may ask you to confirm reasonable details about your eligibility, such as your age, your residency or visa status (for example a visa grant notice, or ImmiAccount confirmation of a permanent residency application lodged), or that the contact details you gave belong to you. We will only ask for what we reasonably need to check eligibility under these terms. If you do not provide it within a reasonable time after we ask, we may decline the gift card.

ID check. Before we send a gift card, we check that you are the person who booked and attended. Within 14 days of your call, we will ask you to show current government-issued photo ID, such as a driver licence, passport or proof of age card, on a short video call with our team, separate from your call with the adviser. The check takes a few minutes, it is not a sales call, and no product is discussed. The call is not recorded, and you can cover the document number and anything else we do not need to see. We only look at your ID. We do not copy, photograph or keep it, and we record only that we sighted it and when. If your legal name differs from the name you booked with, show us something linking the two. If you cannot do a video call or do not have photo ID, tell us and we will agree another way to confirm who you are. If the check is not completed within 14 days after we ask, we may decline the gift card.

Our decision. Whether the requirements of these terms have been met is determined by us acting reasonably, and we will tell you the reason. The adviser who took your call does not decide it. If you think we have got it wrong, contact us at info@safetynest.com.au and a member of our team who was not involved in the decision will review it. Nothing in this section limits your rights under the Australian Consumer Law (see section 11).

8. Changes to and withdrawal of the offer

This is a promotional offer and it is not permanent. We may change these terms or the gift card amount for future releases, or withdraw the offer, at any time. Any change or withdrawal does not affect a gift card you have already earned, and the terms and amount that applied when you booked continue to apply to your claim.

9. Advice

The call is a fact-find: nothing is recommended on it. If you want advice, it is given afterwards, in writing, by a licensed adviser under the AFSL arrangements described above. You will receive our Financial Services Guide, and you should consider any relevant Product Disclosure Statement before making decisions about life insurance or related products.

10. Privacy

The personal information you provide when claiming the offer is handled in accordance with our Privacy Policy.

11. General

Nothing in these terms excludes, restricts or modifies any consumer guarantee or other right you have under the Australian Consumer Law or any other law that cannot lawfully be excluded. These terms are governed by the laws of Victoria, Australia.

12. Contact

Questions about the offer or these terms: info@safetynest.com.au or 1300 055 922.