Director & Principal Adviser
Moshe Chaiton
Moshe leads the advice at Safety Nest. He is a personal risk insurance adviser with nearly a decade in the industry, named AMAFA’s Risk Adviser of the Year for 2026, a year after they named him their 2025 Rising Star. His job is plain to describe and hard to do well: make sure every Safety Nest client ends up with life insurance that genuinely fits their life.
Personal risk insurance adviser · Melbourne, Australia
Credentials & standing
Qualified, experienced, and accountable
The detail behind the advice. These are the qualifications and the licence Moshe advises under, so you know exactly who you are dealing with.
Graduate Diploma in Financial Planning
A postgraduate qualification in financial planning, above the minimum required to advise.
Diploma in Financial Planning (RG146)
Meets the ASIC RG146 standard for providing personal financial advice.
Nearly a decade in risk insurance
Years spent on personal risk insurance specifically, not as a sideline to something else.
Authorised representative
Advises through Safety Nest, a Corporate Authorised Representative of AMAFA (AFSL 389206).
Industry recognition
Named AMAFA’s 2026 Risk Adviser of the Year
At the 2026 AMAFA Excellence Awards, announced in July, AMAFA named Moshe its Risk Adviser of the Year. That is the category for personal risk insurance: life insurance, TPD, trauma insurance and income protection, which is the work Safety Nest does every day.
A year earlier, within seven months of him starting his own practice, the same licensee named him its 2025 Rising Star. Two awards in two years, from the people who check the advice all year round rather than the highlight reel.
Awarded by Australian Mortgage & Financial Advisers (AFSL 389206).
In clients’ words
What it is like to work with Moshe
5.0
I had an outstanding experience with Safety Nest and their life insurance broker, Moshe. He went above and beyond to help me find the best coverage at the right price. Moshe is incredibly knowledgeable and has a genuine commitment to his clients’ needs. He took the time to explain all options clearly, so I could make an informed decision without feeling pressured. His trustworthy nature and dedication to finding the ideal solution made the entire process seamless and stress-free. I highly recommend Moshe and Safety Nest to anyone looking for reliable and personalised insurance advice.
Roy Perlus · Trustpilot review
Working with Moshe was a smooth and seamless experience. He has great knowledge and was able to explain everything in a clear manner. He managed to save me a significant amount of money whilst retaining my level of coverage. Most importantly his communication was excellent and so quick to help out.
Shuie Gestetner · Trustpilot review
Moshe is our trusted adviser. I highly recommend speaking with him about insuring your future.
Zoe Goodhardt · Trustpilot review
I can’t believe I didn’t find Safety Nest sooner. I’ve been over paying for years. Moshe is a superstar and I have saved a bomb.
Tom Ormerod · Trustpilot review
Moshe provided exceptional service for what we needed. His team was incredibly knowledgeable and made the whole process easy and straightforward. We are very much relieved and now have peace of mind knowing we are all sorted. For expert advice and a painless experience, we highly recommend.
Dave · Trustpilot review
I had a great experience with Safety Nest. Moshe was incredibly patient and took the time to answer all of my questions. His attention to detail and caring service made the entire process stress-free and reassuring. Highly recommend if you are looking for a reliable service.
Raizel Gutnick · Google review
How he works
Advice first, product second
Moshe is responsible for making sure every Safety Nest client gets advice suited to their needs for their situation. That means specialising in personal risk insurance rather than dabbling in it, comparing a panel of major Australian insurers on quality and price, and being paid by a commission from the insurer that is already included in your premium, with no separate advice fee in most cases.
It does not stop at the application. Your life insurance is reviewed each year so it keeps pace with your life, and Moshe and the team stand beside you at claim time, when it actually counts.
Work with Moshe
Talk to Moshe and the Safety Nest team
Book a no-obligation online consultation. We will look at where you stand, compare a panel of major insurers, and recommend life insurance suited to your circumstances, with no pressure, and paid by a commission from the insurer, with no separate advice fee.